Punta Gorda Homes under $500,000

Punta Gorda Homes under $500,000

Welcome to Punta Gorda, Florida – a charming waterfront city that embodies the perfect blend of small-town warmth and coastal allure. Nestled along the banks of Charlotte Harbor, Punta Gorda offers stunning views, a vibrant community, and an array of outdoor activities. Whether you’re a boating enthusiast or simply enjoy leisurely strolls along the picturesque waterfront, this city has something for everyone.

Punta Gorda is known for its rich history, with a quaint downtown area that boasts unique shops, delightful restaurants, and art galleries. The city’s commitment to preserving its historic charm is evident in its beautifully restored buildings and tree-lined streets. Residents enjoy a relaxed lifestyle, surrounded by lush parks and a friendly atmosphere, making it a perfect place to call home.

For those seeking affordable housing options, Punta Gorda offers an impressive selection of homes under $500,000. From cozy single-family residences to charming townhouses, there is a diverse range of properties to suit any lifestyle. Many of these homes feature modern amenities, spacious layouts, and are often situated in inviting neighborhoods, providing the ideal backdrop for family life or retirement.

With its breathtaking sunsets and a community spirit that welcomes newcomers with open arms, Punta Gorda is more than just a place to live – it’s a place to thrive. Explore the possibilities of homeownership in this beautiful city and discover why so many are choosing to make Punta Gorda their forever home. Your dream home awaits under the Florida sun!

Newest Punta Gorda Homes under $500,000

14009 Black Beauty Drive Unit 211, Punta Gorda
$339,000
3 Beds ⋅ 2 Baths ⋅ Heritage Landing Golf And Country Club SubDv. ⋅ 33955 Zip Code
Golf membership included. This first-floor coach home in Heritage Landing Golf & Country Club comes with a bundled golf membership, so you can play from day one. It overlooks the water and the 17th fairway, with west-facing sunset views from the screened lanai, which has two ceiling fans and a privacy wall. The 1,917 sq ft split plan has 3 bedrooms and 2 baths, a formal dining room, and a kitchen with granite counters, a breakfast bar, and a dinette. The owner's suite has a walk-in closet, dual sinks, a garden tub, and a separate shower. The kitchen appliances, water heater, & HVAC, were all replaced in 2021. New flooring in 2026. There's also an attached 2-car garage and ample storage. A satellite pool sits steps away on Black Beauty Dr. The guard-gated community offers an 18-hole Gordon Lewis course, a driving range and practice areas, a pro shop, tennis and pickleball, a fitness center with spa, and a resort-style pool with tiki bar.

14009 Black Beauty Drive Unit 211, Punta Gorda
267 Barcelona Street, Punta Gorda
$369,900
3 Beds ⋅ 2 Baths ⋅ Deep Creek SubDv. ⋅ 33983 Zip Code
Welcome to 267 Barcelona Street in Punta Gorda, a Florida home where many of the big-ticket updates have already been taken care of. Major improvements include a NEW ROOF with moisture barrier in 2023, A/C replaced in 2022, IMPACT doors and windows in 2023, a 2023 water heater, and the home was re-plumbed in 2024. Inside, the kitchen was refreshed in 2024 with new cabinetry, granite countertops, vinyl plank flooring and new baseboards, while the guest bathroom was updated in 2023. The refrigerator and stove were replaced in 2026, dishwasher in 2021, washer in 2022 and dryer in 2025. Outside, the home received fresh exterior paint in 2023 along with a painted pool deck. The pool has continued to receive attention as well, with a new pool heater added in 2025 and a new pool pump in 2026. Additional improvements include gutters, tree removal and trimming, and a newer screen door. With substantial updates completed throughout the past several years, this home offers the next owner the opportunity to spend more time enjoying the Punta Gorda lifestyle and less time working through a list of major projects. All that and it's pretty too!!

267 Barcelona Street, Punta Gorda
2903 Roma Court, Punta Gorda
$395,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
Various photos have been staged. Peaceful Cul-de-Sac Living in Punta Gorda Isles with a Park-Like Setting Tucked away on a quiet cul-de-sac, this 3-bedroom, 2-bath home with a 2-car garage sits on an oversized lot backing to a large green belt, perfect for morning walks, pets, or simply watching the local wildlife. With open space on both sides and an expansive park-like backdrop, you'll feel the privacy the moment you arrive. A welcoming paver driveway and entry lead to a one-of-a-kind paver bench, made for relaxed "front porch sitting." Inside, 20" tile flows through the living room, kitchen, and dining area. The updated kitchen features granite countertops, a tile backsplash, stainless steel appliances, a convection oven, and a double sink with reverse osmosis water. Outdoor living is the highlight. The dining area, bedroom 2, and primary bedroom all open through sliding glass doors to a tiled, air-conditioned four-season lanai. Double 12' sliders lead to the private, screened pool surrounded by pavers. The primary suite offers wood laminate flooring, a walk-in closet, and an updated ensuite bath with a tiled glass-enclosed shower with dual shower heads and double sinks. The main bath features a tub/shower with glass surround and tile. Practical touches include an inside laundry area with full-size stacked washer and dryer and a soaking sink, plus an epoxy-floored 2-car garage with pull-down attic access for extra storage. Major updates: A/C (2023), flat tile roof (2024), and hot water heater (2026). Peaceful, private, and move-in ready, this is a home you'll enjoy for years to come. Call today to schedule your private showing!

2903 Roma Court, Punta Gorda
27029 Sumatra Drive, Punta Gorda
$260,000
2 Beds ⋅ 2 Baths ⋅ Tropical Gulf Acres SubDv. ⋅ 33955 Zip Code
Virtually Staged. Manufactured 2 bed 2 bath. Very cute corner lot. High and Dry. Just co'd. Concrete parking. Property is being sold below appraisal ...

27029 Sumatra Drive, Punta Gorda
2060 Willow Hammock Circle Unit 301, Punta Gorda
$180,000
3 Beds ⋅ 2 Baths ⋅ Heritage Lake Park SubDv. ⋅ 33983 Zip Code
Beautiful TOP-FLOOR CORNER UNIT offering 3 bedrooms, 2 bathrooms, gorgeous water views, and an abundance of natural light! This partly furnished home enjoys an exceptional corner location with additional windows along the side, providing beautiful views of both the water and lush tropical landscaping. The building itself was freshly painted a soft yellow in 2026, creating a bright and welcoming exterior. A large breezeway and custom tilework along the hallway flooring add even more character as you approach the unit. Step inside to a bright, spacious interior featuring fresh paint, crown molding, generous room sizes, and LOTS of closet and storage space. The large kitchen offers an abundance of solid dark wood cabinetry and plenty of workspace, complemented by a 2026 refrigerator, new kitchen faucet, and beautiful new gold cabinet hardware. The combination of the rich wood cabinetry and updated finishes gives the kitchen a warm, upscale feel. Major updates provide added peace of mind, including a NEW HVAC system installed in July 2026 and a NEW water heater installed in July 2026. Additional 2026 improvements include updated light fixtures, ceiling fans with remote controls, new blinds, and remote-controlled slider blinds on the back door. The seller also has a home inspection report from May 2026 available for review. Enjoy the convenience of assigned covered parking along with elevator access to the top floor. The corner-unit setting, additional windows, water views, beautiful landscaping, and spacious interior make this home especially inviting. Located within a gated community and nesting bird sanctuary, residents enjoy a peaceful setting along with a centrally located amenities area featuring a heated swimming pool, clubhouse, fitness center, pickleball courts, and tennis courts. Whether relaxing at home and enjoying the views or taking advantage of the community amenities, this 3-bedroom, 2-bath top-floor corner unit offers a wonderful Florida lifestyle. Schedule your private showing and see everything this beautiful home and community have to offer!

2060 Willow Hammock Circle Unit 301, Punta Gorda
918 Cimarron Drive, Punta Gorda
$459,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
Welcome to this beautiful 3-bedroom, 2-bath waterfront home offering nearly 1,900 square feet of living space on one of the most sought-after streets in Punta Gorda Isles. Enjoy the easy Florida lifestyle while being just 6 minutes from Fishermen's Village and 10 minutes from downtown Punta Gorda. Inside, you'll find water views from nearly every room and thoughtful upgrades throughout, including a custom kitchen with granite countertops, tile flooring throughout, and an updated primary bathroom. A new slate tile roof was installed in 2023, and the home sits high and dry, having never been flooded. Step outside to a spacious screened lanai, ideal for entertaining or simply relaxing with a view of the water. Boaters will appreciate the concrete captain's walk and boat lift, with water and electricity available at the dock. Priced to sell, so schedule your showing today!

918 Cimarron Drive, Punta Gorda
3830 Bal Harbor Boulevard Unit 17, Punta Gorda
$299,000
2 Beds ⋅ 2 Baths ⋅ Villas Of Bal Harbor SubDv. ⋅ 33950 Zip Code
Turnkey and move-in ready, this beautifully maintained 2-bedroom plus den, 2-bath waterfront condo is ideally located in Punta Gorda Isles, offering exceptional boating access and stunning waterfront views. This desirable end unit features a private deeded dock, concrete seawall, and direct access perfect for both sailing and powerboating. The upgraded kitchen showcases granite countertops, wood cabinetry, and matching appliances, while the open floor plan, high ceilings, skylights, and tasteful décor create a bright and inviting living space. Laminate and tile flooring flow throughout the main living areas, with spacious walk-in closets, ample storage, and a convenient indoor utility room. Additional features include a 2-car garage, metal roof, and hurricane shutters for added peace of mind. Residents enjoy access to a community pool, while the HOA includes water and manages exterior maintenance. Located close to Punta Gorda’s golf courses, restaurants, shopping, sidewalks, and local amenities, this waterfront condo offers the perfect combination of comfort, convenience, and Florida waterfront living. Schedule your showing soon!

3830 Bal Harbor Boulevard Unit 17, Punta Gorda
1311 Tuscany Drive, Punta Gorda
$398,800
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
Exceptional Greenbelt Oasis in Punta Gorda Isles! Peaceful views of mature trees and an expansive screened lanai set the tone for this 3-bed, 2-bath, 2-car garage home. Beautifully updated and tastefully decorated, the interior follows a split floor plan with an easy flow for everyday living and entertaining. Granite countertops, ample cabinetry, a convenient pass-through window, and a dining nook with sliders to the lanai make the kitchen a welcoming place to gather. Open to the kitchen, the family room combines charming beadboard wainscoting with sliding glass doors to the lanai for easy indoor and outdoor living. A separate, versatile space can accommodate formal dining, a home office, games, or crafts to suit your needs. The primary suite pairs direct lanai access through sliding glass doors with a large walk-in closet and an ensuite bathroom complete with a walk-in shower and an on-demand water heater. On the opposite side of the home, the two guest bedrooms and guest bathroom can be closed off from the main living area for added privacy. A door from the guest bathroom provides convenient patio access. Quartz countertops, a farmhouse sink, and plenty of storage make the laundry room as practical as it is attractive. Outside, enjoy the southern exposure, relax in the spa, or grill on the paver patio. Mature trees and the greenbelt backdrop create a wonderfully private backyard setting, ideal for gathering with friends or enjoying a quiet afternoon. Want your own pool? There’s room to add one, or simply enjoy the spacious backyard just as it is! Punta Gorda Isles is known for its waterfront lifestyle, with boating, golf, parks, bike paths, dining, shopping, Fishermen’s Village and historic downtown Punta Gorda all nearby, plus convenient access to US 41, I-75 and Punta Gorda Airport. This home brings together character, comfort, and the kind of backyard privacy that makes it a special find in Punta Gorda Isles. Schedule your showing and picture yourself at home here!

1311 Tuscany Drive, Punta Gorda
3320 Palm Drive, Punta Gorda
$339,000
3 Beds ⋅ 2 Baths ⋅ Tierra Coronado SubDv. ⋅ 33950 Zip Code
Virtually Staged. !VIRTUALLY STAGED! Brand-New 2026 Construction in Punta Gorda! Welcome to 3320 Palm Dr, a beautifully finished 3-bedroom, 2-bathroom new construction home offering modern design, comfortable living, and thoughtful details throughout. Step inside to find tile flooring throughout the entire home, providing a clean, cohesive look that’s both attractive and easy to maintain. The open living spaces are designed for everyday comfort and entertaining, while the kitchen features a large walk-in pantry with a convenient built-in spice drawer, giving you plenty of organized storage. The spacious primary suite includes a walk-in closet and private bath, creating a comfortable retreat. Two additional bedrooms provide plenty of flexibility for family, guests, or a home office. Outside, enjoy the Florida lifestyle from the covered front porch. The home also features a two-car garage, shingle roof, and the peace of mind that comes with owning a brand-new 2026-built home. Located in Punta Gorda, this move-in-ready home combines new construction, practical design, and modern finishes without the wait of building from the ground up. 3 Bedrooms | 2 Bathrooms | 2-Car Garage | New Construction | Built 2026

3320 Palm Drive, Punta Gorda
27824 Arrowhead Circle, Punta Gorda
$324,900
4 Beds ⋅ 3 Baths ⋅ Calusa Creek SubDv. ⋅ 33982 Zip Code
A beautifully redesigned kitchen, a backyard sunset view over a lake and welcoming curb appeal in front – this meticulously maintained Calusa Creek move-in ready home has a lot to love. Located in a GATED COMMUNITY in Punta Gorda, this spacious 4-bedroom, 3-bath home offers nearly 2,000 square feet, a NEW WATER HEATER (2026), a NEWER ROOF (2022) and AIR CONDITIONER (2020) and a backyard that feels surprisingly private with NO NEIGHBORING HOMES IN SIGHT. The exterior makes an immediate impression with a BEAUTIFUL PAVER DRIVEWAY and FRONT WALK that recently has been sealed, complementing the home’s attractive curb appeal and well-maintained presentation. Inside, the generous living spaces give you room to spread out without losing the easy flow that makes a home feel welcoming. The kitchen offers NEW APPLIANCES (refrigerator, oven/stove and microwave, all in 2026) and has been redesigned with a modern look that includes QUARTZ COUNTERTOPS and an EXTENDED BEVERAGE CENTER – a feature you will appreciate as much on a busy morning as you will when you are entertaining. Tile flooring flows throughout the main living areas, primary bedroom and all three full bathrooms, while carpet adds comfort in Bedrooms 2, 3 and 4. When it is time to unwind, the primary suite is its own retreat with TWO CLOSETS and a bathroom featuring a SEPARATE SHOWER AND TUB and double vanity. Two guest bedrooms share a JACK-AND-JILL bathroom, and the fourth bedroom gives you flexibility for guests, a home office or whatever suits your needs. UPGRADED QUARTZ COUNTERTOPS in all three bathrooms carry the kitchen’s updated look throughout the home. From the front office (or bedroom), enjoy an open lake view with no neighboring home directly across, creating an exceptional sense of privacy and openness. In the rear, the home opens to a beautiful covered lanai that overlooks the lake, providing an ideal place to relax, entertain and enjoy SPECTACTULAR SUNSETS OVER THE WATER. And with no neighboring homes in sight, the backyard outdoor space feels like a peaceful escape. It’s the kind of setting that makes you want to stay outside a little longer. Calusa Creek residents can enjoy the COMMUNITY POOL, while the convenient location near I-75 puts Punta Gorda’s shopping, dining, waterfront destinations and SUNSEEKER RESORT within easy reach. With four bedrooms, three full bathrooms, a two-car garage, two distinct lake views, an upgraded kitchen, newer major systems and a private gated-community setting, this home offers an exceptional combination of COMFORT, STYLE, PRIVACY and CONVENIENT FLORIDA LIVING. Schedule a private showing, and experience the space and setting for yourself.

27824 Arrowhead Circle, Punta Gorda
1801 Jamaica Way Unit 112, Punta Gorda
$299,000
2 Beds ⋅ 3 Baths ⋅ Isles Club SubDv. ⋅ 33950 Zip Code
Enjoy spacious Florida living in this inviting 2-bedroom, 2.5-bathroom condo located in ISLES CLUB II in Punta Gorda. Offering OVER 1,900 SQ. FT. OF LIVING SPACE, a bright and airy floor plan, multiple outdoor living areas, and CANAL VIEWS, this residence provides plenty of room to relax and entertain. INTERIOR FEATURES • Bright and airy floor plan with abundant natural light • Wood and tile flooring throughout • Spacious living and dining room combination • Large pocket sliders opening to the screened lanai • Half bathroom for added convenience KITCHEN The kitchen flows easily between the main living areas and offers plenty of storage and workspace. • All appliances included • Granite countertops • Ample cabinet storage • Closet pantry FAMILY ROOM Located just off the kitchen, the family room expands the living and entertaining space with direct access to an OPEN-AIR BALCONY offering peaceful canal views. PRIMARY SUITE The spacious primary bedroom provides a comfortable private retreat. • Glass slider to the lanai • Walk-in closet • Large private en-suite bathroom • Dual-sink vanity • Walk-in shower GUEST BEDROOM & BATH • Spacious guest bedroom • Built-in closet • Private open-air balcony overlooking the canal • Full guest bathroom conveniently located nearby OUTDOOR LIVING Stretching the FULL LENGTH OF THE UNIT, the large screened lanai provides an impressive extension of the living space with plenty of room for relaxing, dining, and entertaining. Additional open-air balconies provide even more space to enjoy the Florida weather and CANAL VIEWS. ISLES CLUB II • Private building entrance • Stair and elevator access • Community pool • Within walking distance to Isles Yacht Club LOCATION & AREA HIGHLIGHTS Enjoy a desirable Punta Gorda location convenient to some of the area's most popular destinations. Nearby FISHERMEN'S VILLAGE offers waterfront shopping, dining, entertainment, and a marina, while HISTORIC DOWNTOWN PUNTA GORDA features locally owned restaurants, shops, waterfront parks, entertainment, and community events. The area also offers convenient access to Charlotte Harbor, scenic walking and biking paths, parks, golf courses, boating and fishing opportunities, and a variety of everyday shopping and dining options. With OVER 1,900 SQ. FT. OF LIVING SPACE, multiple outdoor living areas, CANAL VIEWS, and a fantastic Punta Gorda location, this spacious Isles Club II condo offers plenty of room to enjoy the Southwest Florida lifestyle. Schedule your private showing today!

1801 Jamaica Way Unit 112, Punta Gorda
2060 Matecumbe Key Road Unit 2308, Punta Gorda
$274,999
2 Beds ⋅ 2 Baths ⋅ Harbor Towers At Burnt Store SubDv. ⋅ 33955 Zip Code
Welcome to 2060 Matecumbe Key Rd, Unit 2308—a beautifully renovated, move-in-ready condo in Burnt Store Marina! The 2023 updates include luxury vinyl plank flooring, new baseboards, fresh interior paint and window treatments. The redesigned kitchen features soft-close shaker cabinets, quartz countertops, an enlarged island, deep sink, stainless steel appliances and a new garbage disposal. Both bathrooms were updated in 11/2023 with new vanities, vessel sinks, quartz countertops, faucets, mirrors and lighting. Major improvements include a complete A/C system (11/2023) with warranty, smart thermostat and a new water heater with water sensor and warranty. Three new 63-inch ceiling fans, a new lanai fan, three wall-mounted 4K smart TVs, and a washer and dryer are included. Cable and high-speed internet are included in the HOA. Investors and seasonal residents will appreciate the community’s 7-day minimum rental allowance. Seller reports seasonal rents of $4,500–$4,800 per month from December through April in each of the past three years; past rental income is not a guarantee of future results. Enjoy the Burnt Store Marina lifestyle, including a heated pool and hot tub, marina, outdoor kitchen, pickleball, fitness center, clubhouse and 27-hole golf course with membership opportunities.

2060 Matecumbe Key Road Unit 2308, Punta Gorda
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