Punta Gorda Homes under $350,000

Punta Gorda Homes under $350,000

Welcome to Punta Gorda, Florida – a charming waterfront city that embodies the perfect blend of small-town charm and vibrant coastal living. Nestled along the shores of Charlotte Harbor, Punta Gorda is renowned for its picturesque views, friendly community, and a plethora of outdoor activities. Whether you’re an avid boater, a nature enthusiast, or someone who simply enjoys the tranquility of waterfront living, Punta Gorda has something for everyone.

One of the most enticing aspects of this delightful city is its real estate market, particularly for those looking for homes under $350,000. Punta Gorda offers an array of affordable housing options without compromising on quality or lifestyle. From cozy single-family homes to charming townhouses, you’ll find properties that cater to various tastes and preferences. Many of these homes feature beautiful landscaping, modern amenities, and proximity to the stunning waterways that define Punta Gorda.

Living in Punta Gorda means embracing an active lifestyle. Enjoy leisurely strolls along the scenic waterfront promenade, indulge in fresh seafood at local eateries, or explore the vibrant arts scene that includes galleries and live performances. With year-round sunshine, residents can partake in outdoor activities like fishing, kayaking, and biking, making every day an opportunity for adventure.

Investing in a home in Punta Gorda not only means securing a beautiful property but also becoming part of a welcoming community that values connection and camaraderie. Discover your dream home in this idyllic city, where the charm of Florida living awaits you!

Newest Punta Gorda Homes under $350,000

14009 Black Beauty Drive Unit 211, Punta Gorda
$339,000
3 Beds ⋅ 2 Baths ⋅ Heritage Landing Golf And Country Club SubDv. ⋅ 33955 Zip Code
Golf membership included. This first-floor coach home in Heritage Landing Golf & Country Club comes with a bundled golf membership, so you can play from day one. It overlooks the water and the 17th fairway, with west-facing sunset views from the screened lanai, which has two ceiling fans and a privacy wall. The 1,917 sq ft split plan has 3 bedrooms and 2 baths, a formal dining room, and a kitchen with granite counters, a breakfast bar, and a dinette. The owner's suite has a walk-in closet, dual sinks, a garden tub, and a separate shower. The kitchen appliances, water heater, & HVAC, were all replaced in 2021. New flooring in 2026. There's also an attached 2-car garage and ample storage. A satellite pool sits steps away on Black Beauty Dr. The guard-gated community offers an 18-hole Gordon Lewis course, a driving range and practice areas, a pro shop, tennis and pickleball, a fitness center with spa, and a resort-style pool with tiki bar.

14009 Black Beauty Drive Unit 211, Punta Gorda
27029 Sumatra Drive, Punta Gorda
$260,000
2 Beds ⋅ 2 Baths ⋅ Tropical Gulf Acres SubDv. ⋅ 33955 Zip Code
Virtually Staged. Manufactured 2 bed 2 bath. Very cute corner lot. High and Dry. Just co'd. Concrete parking. Property is being sold below appraisal ...

27029 Sumatra Drive, Punta Gorda
2060 Willow Hammock Circle Unit 301, Punta Gorda
$180,000
3 Beds ⋅ 2 Baths ⋅ Heritage Lake Park SubDv. ⋅ 33983 Zip Code
Beautiful TOP-FLOOR CORNER UNIT offering 3 bedrooms, 2 bathrooms, gorgeous water views, and an abundance of natural light! This partly furnished home enjoys an exceptional corner location with additional windows along the side, providing beautiful views of both the water and lush tropical landscaping. The building itself was freshly painted a soft yellow in 2026, creating a bright and welcoming exterior. A large breezeway and custom tilework along the hallway flooring add even more character as you approach the unit. Step inside to a bright, spacious interior featuring fresh paint, crown molding, generous room sizes, and LOTS of closet and storage space. The large kitchen offers an abundance of solid dark wood cabinetry and plenty of workspace, complemented by a 2026 refrigerator, new kitchen faucet, and beautiful new gold cabinet hardware. The combination of the rich wood cabinetry and updated finishes gives the kitchen a warm, upscale feel. Major updates provide added peace of mind, including a NEW HVAC system installed in July 2026 and a NEW water heater installed in July 2026. Additional 2026 improvements include updated light fixtures, ceiling fans with remote controls, new blinds, and remote-controlled slider blinds on the back door. The seller also has a home inspection report from May 2026 available for review. Enjoy the convenience of assigned covered parking along with elevator access to the top floor. The corner-unit setting, additional windows, water views, beautiful landscaping, and spacious interior make this home especially inviting. Located within a gated community and nesting bird sanctuary, residents enjoy a peaceful setting along with a centrally located amenities area featuring a heated swimming pool, clubhouse, fitness center, pickleball courts, and tennis courts. Whether relaxing at home and enjoying the views or taking advantage of the community amenities, this 3-bedroom, 2-bath top-floor corner unit offers a wonderful Florida lifestyle. Schedule your private showing and see everything this beautiful home and community have to offer!

2060 Willow Hammock Circle Unit 301, Punta Gorda
3830 Bal Harbor Boulevard Unit 17, Punta Gorda
$299,000
2 Beds ⋅ 2 Baths ⋅ Villas Of Bal Harbor SubDv. ⋅ 33950 Zip Code
Turnkey and move-in ready, this beautifully maintained 2-bedroom plus den, 2-bath waterfront condo is ideally located in Punta Gorda Isles, offering exceptional boating access and stunning waterfront views. This desirable end unit features a private deeded dock, concrete seawall, and direct access perfect for both sailing and powerboating. The upgraded kitchen showcases granite countertops, wood cabinetry, and matching appliances, while the open floor plan, high ceilings, skylights, and tasteful décor create a bright and inviting living space. Laminate and tile flooring flow throughout the main living areas, with spacious walk-in closets, ample storage, and a convenient indoor utility room. Additional features include a 2-car garage, metal roof, and hurricane shutters for added peace of mind. Residents enjoy access to a community pool, while the HOA includes water and manages exterior maintenance. Located close to Punta Gorda’s golf courses, restaurants, shopping, sidewalks, and local amenities, this waterfront condo offers the perfect combination of comfort, convenience, and Florida waterfront living. Schedule your showing soon!

3830 Bal Harbor Boulevard Unit 17, Punta Gorda
3320 Palm Drive, Punta Gorda
$339,000
3 Beds ⋅ 2 Baths ⋅ Tierra Coronado SubDv. ⋅ 33950 Zip Code
Virtually Staged. !VIRTUALLY STAGED! Brand-New 2026 Construction in Punta Gorda! Welcome to 3320 Palm Dr, a beautifully finished 3-bedroom, 2-bathroom new construction home offering modern design, comfortable living, and thoughtful details throughout. Step inside to find tile flooring throughout the entire home, providing a clean, cohesive look that’s both attractive and easy to maintain. The open living spaces are designed for everyday comfort and entertaining, while the kitchen features a large walk-in pantry with a convenient built-in spice drawer, giving you plenty of organized storage. The spacious primary suite includes a walk-in closet and private bath, creating a comfortable retreat. Two additional bedrooms provide plenty of flexibility for family, guests, or a home office. Outside, enjoy the Florida lifestyle from the covered front porch. The home also features a two-car garage, shingle roof, and the peace of mind that comes with owning a brand-new 2026-built home. Located in Punta Gorda, this move-in-ready home combines new construction, practical design, and modern finishes without the wait of building from the ground up. 3 Bedrooms | 2 Bathrooms | 2-Car Garage | New Construction | Built 2026

3320 Palm Drive, Punta Gorda
27824 Arrowhead Circle, Punta Gorda
$324,900
4 Beds ⋅ 3 Baths ⋅ Calusa Creek SubDv. ⋅ 33982 Zip Code
A beautifully redesigned kitchen, a backyard sunset view over a lake and welcoming curb appeal in front – this meticulously maintained Calusa Creek move-in ready home has a lot to love. Located in a GATED COMMUNITY in Punta Gorda, this spacious 4-bedroom, 3-bath home offers nearly 2,000 square feet, a NEW WATER HEATER (2026), a NEWER ROOF (2022) and AIR CONDITIONER (2020) and a backyard that feels surprisingly private with NO NEIGHBORING HOMES IN SIGHT. The exterior makes an immediate impression with a BEAUTIFUL PAVER DRIVEWAY and FRONT WALK that recently has been sealed, complementing the home’s attractive curb appeal and well-maintained presentation. Inside, the generous living spaces give you room to spread out without losing the easy flow that makes a home feel welcoming. The kitchen offers NEW APPLIANCES (refrigerator, oven/stove and microwave, all in 2026) and has been redesigned with a modern look that includes QUARTZ COUNTERTOPS and an EXTENDED BEVERAGE CENTER – a feature you will appreciate as much on a busy morning as you will when you are entertaining. Tile flooring flows throughout the main living areas, primary bedroom and all three full bathrooms, while carpet adds comfort in Bedrooms 2, 3 and 4. When it is time to unwind, the primary suite is its own retreat with TWO CLOSETS and a bathroom featuring a SEPARATE SHOWER AND TUB and double vanity. Two guest bedrooms share a JACK-AND-JILL bathroom, and the fourth bedroom gives you flexibility for guests, a home office or whatever suits your needs. UPGRADED QUARTZ COUNTERTOPS in all three bathrooms carry the kitchen’s updated look throughout the home. From the front office (or bedroom), enjoy an open lake view with no neighboring home directly across, creating an exceptional sense of privacy and openness. In the rear, the home opens to a beautiful covered lanai that overlooks the lake, providing an ideal place to relax, entertain and enjoy SPECTACTULAR SUNSETS OVER THE WATER. And with no neighboring homes in sight, the backyard outdoor space feels like a peaceful escape. It’s the kind of setting that makes you want to stay outside a little longer. Calusa Creek residents can enjoy the COMMUNITY POOL, while the convenient location near I-75 puts Punta Gorda’s shopping, dining, waterfront destinations and SUNSEEKER RESORT within easy reach. With four bedrooms, three full bathrooms, a two-car garage, two distinct lake views, an upgraded kitchen, newer major systems and a private gated-community setting, this home offers an exceptional combination of COMFORT, STYLE, PRIVACY and CONVENIENT FLORIDA LIVING. Schedule a private showing, and experience the space and setting for yourself.

27824 Arrowhead Circle, Punta Gorda
1801 Jamaica Way Unit 112, Punta Gorda
$299,000
2 Beds ⋅ 3 Baths ⋅ Isles Club SubDv. ⋅ 33950 Zip Code
Enjoy spacious Florida living in this inviting 2-bedroom, 2.5-bathroom condo located in ISLES CLUB II in Punta Gorda. Offering OVER 1,900 SQ. FT. OF LIVING SPACE, a bright and airy floor plan, multiple outdoor living areas, and CANAL VIEWS, this residence provides plenty of room to relax and entertain. INTERIOR FEATURES • Bright and airy floor plan with abundant natural light • Wood and tile flooring throughout • Spacious living and dining room combination • Large pocket sliders opening to the screened lanai • Half bathroom for added convenience KITCHEN The kitchen flows easily between the main living areas and offers plenty of storage and workspace. • All appliances included • Granite countertops • Ample cabinet storage • Closet pantry FAMILY ROOM Located just off the kitchen, the family room expands the living and entertaining space with direct access to an OPEN-AIR BALCONY offering peaceful canal views. PRIMARY SUITE The spacious primary bedroom provides a comfortable private retreat. • Glass slider to the lanai • Walk-in closet • Large private en-suite bathroom • Dual-sink vanity • Walk-in shower GUEST BEDROOM & BATH • Spacious guest bedroom • Built-in closet • Private open-air balcony overlooking the canal • Full guest bathroom conveniently located nearby OUTDOOR LIVING Stretching the FULL LENGTH OF THE UNIT, the large screened lanai provides an impressive extension of the living space with plenty of room for relaxing, dining, and entertaining. Additional open-air balconies provide even more space to enjoy the Florida weather and CANAL VIEWS. ISLES CLUB II • Private building entrance • Stair and elevator access • Community pool • Within walking distance to Isles Yacht Club LOCATION & AREA HIGHLIGHTS Enjoy a desirable Punta Gorda location convenient to some of the area's most popular destinations. Nearby FISHERMEN'S VILLAGE offers waterfront shopping, dining, entertainment, and a marina, while HISTORIC DOWNTOWN PUNTA GORDA features locally owned restaurants, shops, waterfront parks, entertainment, and community events. The area also offers convenient access to Charlotte Harbor, scenic walking and biking paths, parks, golf courses, boating and fishing opportunities, and a variety of everyday shopping and dining options. With OVER 1,900 SQ. FT. OF LIVING SPACE, multiple outdoor living areas, CANAL VIEWS, and a fantastic Punta Gorda location, this spacious Isles Club II condo offers plenty of room to enjoy the Southwest Florida lifestyle. Schedule your private showing today!

1801 Jamaica Way Unit 112, Punta Gorda
2060 Matecumbe Key Road Unit 2308, Punta Gorda
$274,999
2 Beds ⋅ 2 Baths ⋅ Harbor Towers At Burnt Store SubDv. ⋅ 33955 Zip Code
Welcome to 2060 Matecumbe Key Rd, Unit 2308—a beautifully renovated, move-in-ready condo in Burnt Store Marina! The 2023 updates include luxury vinyl plank flooring, new baseboards, fresh interior paint and window treatments. The redesigned kitchen features soft-close shaker cabinets, quartz countertops, an enlarged island, deep sink, stainless steel appliances and a new garbage disposal. Both bathrooms were updated in 11/2023 with new vanities, vessel sinks, quartz countertops, faucets, mirrors and lighting. Major improvements include a complete A/C system (11/2023) with warranty, smart thermostat and a new water heater with water sensor and warranty. Three new 63-inch ceiling fans, a new lanai fan, three wall-mounted 4K smart TVs, and a washer and dryer are included. Cable and high-speed internet are included in the HOA. Investors and seasonal residents will appreciate the community’s 7-day minimum rental allowance. Seller reports seasonal rents of $4,500–$4,800 per month from December through April in each of the past three years; past rental income is not a guarantee of future results. Enjoy the Burnt Store Marina lifestyle, including a heated pool and hot tub, marina, outdoor kitchen, pickleball, fitness center, clubhouse and 27-hole golf course with membership opportunities.

2060 Matecumbe Key Road Unit 2308, Punta Gorda
1333 Mediterranean Drive Unit B109, Punta Gorda
$195,000
2 Beds ⋅ 2 Baths ⋅ Driftwood SubDv. ⋅ 33950 Zip Code
Welcome to 1333 Mediterranean Drive, Unit B109, a FIRST-FLOOR 2-bedroom, 2-bathroom condo located in the Driftwood community of Punta Gorda. Offering a functional SPLIT-BEDROOM FLOOR PLAN, this condo provides comfortable living with added privacy between the primary and guest bedrooms. The primary bedroom features DUAL CLOSETS, including a WALK-IN CLOSET, along with a private en suite bathroom. The guest bedroom is located on the opposite side of the unit with convenient access to the second full bathroom. A LARGE LANAI extends the living space outdoors and provides a comfortable spot to relax and enjoy the Florida lifestyle. Driftwood offers community amenities including a COMMUNITY POOL, approximately 250 FEET OF WATERFRONT, and DOCKS AVAILABLE FOR RESIDENT USE. Conveniently located in Punta Gorda with easy access to shopping, dining, waterfront parks, and everything the area has to offer. A great opportunity for those looking for low-maintenance condo living in a waterfront community!

1333 Mediterranean Drive Unit B109, Punta Gorda
43050 Greenway Boulevard Unit 645, Punta Gorda
$243,500
2 Beds ⋅ 2 Baths ⋅ Babcock National SubDv. ⋅ 33982 Zip Code
Experience luxury golf-course living in this beautifully upgraded 2-bedroom, 2-bathroom condo located in the highly sought-after Babcock National Golf & Country Club in Punta Gorda. Ideally situated along the 10th hole, this stunning residence combines modern upgrades, picturesque waterfront views, and an exceptional resort-style lifestyle. The open-concept floor plan creates a seamless flow between the spacious living and dining areas, perfect for entertaining or relaxing in style. Premium upgrades throughout and elegant ceramic tile flooring in every room provide a fresh, contemporary feel with the convenience of low-maintenance living. The beautifully appointed kitchen and stylish finishes add to the home’s inviting atmosphere. Step onto your private outdoor space and enjoy tranquil waterfront and golf course surroundings—a perfect setting for morning coffee, afternoon relaxation, or evening sunsets. The thoughtfully designed split-bedroom layout offers privacy and comfort for both owners and guests. Beyond the condo, enjoy a vibrant country club lifestyle with amenities and activities for every interest. Take advantage of the premium golf package, challenge friends to a game of pickleball or tennis, or connect with neighbors through the community’s variety of social clubs and activities. Whether you prefer an active day on the courts, time on the golf course, or a relaxing afternoon enjoying the community atmosphere, there is something for everyone. Property Highlights - 2 bedrooms | 2 full bathrooms - Prime location overlooking the 10th hole - Beautiful waterfront views - Premium upgrades throughout - Open-concept living and dining areas - Ceramic tile flooring throughout - Private outdoor living space - Premium golf package included - Access to golf, pickleball, and tennis - Variety of social clubs and community activities - Resort-style amenities in the desirable Babcock National community - Move-in-ready, low-maintenance Florida living Combining modern elegance, scenic views, and an active resort-style atmosphere, this exceptional condo offers an opportunity to enjoy the best of the Southwest Florida lifestyle. Whether you're looking for a full-time home, a seasonal escape, or a golf enthusiast’s retreat, this beautifully upgraded residence is ready to welcome you.

43050 Greenway Boulevard Unit 645, Punta Gorda
2060 Willow Hammock Circle Unit 207, Punta Gorda
$157,000
2 Beds ⋅ 2 Baths ⋅ Heritage Lake Park SubDv. ⋅ 33983 Zip Code
TURNKEY + NEW FLOORING + SCREENED LANAI + GATED COMMUNITY + HEATED SALTWATER POOL! Welcome to 2060 Willow Hammock Circle, Building D, Unit #207, a beautifully maintained 2-bedroom, 2-bathroom SECOND-FLOOR CONDO located in the desirable Heritage Lake Park community of Deep Creek in Punta Gorda. Offered COMPLETELY TURNKEY, this condo combines a comfortable, open layout with peaceful surroundings and resort-style community amenities. Step inside to a bright and a thoughtfully designed SPLIT-BEDROOM FLOOR PLAN that provides added privacy between the primary and guest suites. The OPEN-CONCEPT living and dining areas featuring NEW FLOORING create an easy flow for everyday living and entertaining. A LARGE SLIDING GLASS DOOR off the living area opens to the SCREENED LANAI, extending the living space outdoors and providing a peaceful spot for morning coffee, an afternoon book, or simply enjoying the Florida weather. The WELL-SIZED KITCHEN offers plenty of COUNTER SPACE AND CABINETRY for meal prep and storage, along with a LARGE PANTRY. Its open connection to the main living areas keeps the space functional and inviting. The PRIMARY BEDROOM is generously sized and features a LARGE WALK-IN CLOSET along with its own private EN SUITE BATHROOM. On the opposite side of the condo, the second bedroom and full guest bathroom provide a comfortable setup for visiting family and friends. Best of all, the condo is being offered COMPLETELY TURNKEY, allowing you to settle in and begin enjoying your Southwest Florida lifestyle from day one. Heritage Lake Park is a beautifully maintained GATED COMMUNITY known for its peaceful setting and impressive amenities. Residents enjoy a HEATED SALTWATER COMMUNITY POOL, LARGE CLUBHOUSE, and FITNESS CENTER, providing plenty of opportunities to relax, stay active, and connect with neighbors. Tucked away in a QUIET COMMUNITY while remaining conveniently close to shopping, dining, everyday necessities, and everything Punta Gorda and the surrounding area have to offer, this location provides the best of both worlds. TURNKEY, UPDATED, GATED, AND READY TO ENJOY—Unit #207 offers an easygoing Florida lifestyle in one of Deep Creek's desirable condo communities.

2060 Willow Hammock Circle Unit 207, Punta Gorda
24684 Rio Villa Lakes Circle, Punta Gorda
$290,000
3 Beds ⋅ 2 Baths ⋅ Rio Villa Lakes SubDv. ⋅ 33950 Zip Code
Location, Location, Location!! In BEAUTIFUL Punta Gorda area. This is a TURNKEY home in this desirable community of Rio Villa Lakes, a 55+ gated community in Punta Gorda. This is a charming deed-restricted community with a heated community pool, clubhouse, tennis courts, and a fitness center. Nicely manicured landscaping with mature palm trees within the community. The driveway and walkway have pavers to the front door. Once you open the door in the foyer, you have natural lighting from a solar light fixture, and your focus goes straight to the screened-in lanai. Newly updated with granite countertops in the kitchen and the bathrooms. Screened-in lanai has screens that are very fine, so those little nat bugs can't come in. Great feature..Split-bedroom plan so everyone has their own space. Very well-maintained home, neat & tidy, waiting for new owners to cherish. Newly installed A/C unit in 2026, Roof replaced in 2023 !! Plus underground utilities!! Close to restaurants, medical facilities, shopping, and the historic part of beautiful Punta Gorda to enjoy. Schedule your showing soon before this home is gone!!

24684 Rio Villa Lakes Circle, Punta Gorda
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