Punta Gorda Homes under $400,000

Punta Gorda Homes under $400,000

Welcome to Punta Gorda, Florida, a hidden gem nestled along the picturesque shores of Charlotte Harbor. Known for its charming small-town atmosphere, Punta Gorda offers residents a delightful blend of coastal living and vibrant community spirit. With its historic downtown area boasting quaint shops, delightful eateries, and stunning waterfront views, this city is perfect for those seeking a relaxed lifestyle without sacrificing access to modern amenities.

Punta Gorda is renowned for its outdoor recreational opportunities. With miles of scenic bike paths, beautiful parks, and access to boating and fishing, nature enthusiasts will find plenty to explore. The city's warm climate allows for year-round enjoyment of its stunning natural surroundings, making it an ideal destination for families, retirees, and everyone in between.

One of the most appealing aspects of Punta Gorda is its real estate market, particularly for those seeking homes under $400,000. Here, you can find a variety of charming properties that cater to diverse tastes and preferences. From cozy single-family homes to modern townhouses, there’s something for everyone. Many of these homes boast inviting outdoor spaces, perfect for entertaining or simply soaking up the Florida sunshine.

Punta Gorda is not just a place to live; it’s a community where neighbors become friends and memories are made. With its affordable housing options, beautiful scenery, and welcoming atmosphere, it’s no wonder that so many are choosing to call this delightful city home. Come discover the magic of Punta Gorda, where your dream home awaits!

Newest Punta Gorda Homes under $400,000

27429 Dutch Avenue, Punta Gorda

27429 Dutch Avenue, Punta Gorda

2 Beds ⋅ 2 Baths ⋅ Cleveland SubDv. ⋅ 33982 Zip Code

Welcome to 27429 Dutch Ave, a newly renovated 3-bedroom, 2-bath home offering the perfect blend of laid-back Florida living, comfort, and space — just one block from the Peace River. Bright, airy, and thoughtfully updated, this home feels fresh and inviting from the moment you walk in. The comfortable 3-bedroom layout provides plenty of room for family and guests, while the screened-in porches creates the perfect spot for morning coffee, evening cocktails, or simply enjoying the Florida weather year-round. Step outside to a large, private backyard with plenty of room to add a pool, entertain, garden, or create your own outdoor oasis. Previously enjoyed as a vacation rental when the current owners were out of town, the home offers flexibility as a full-time residence, seasonal Florida escape, or potential income-producing property. Located in a quiet neighborhood just steps from the Peace River, you can enjoy the relaxed feel of coastal Florida living while still being conveniently located to everything Punta Gorda has to offer. Highlights include: newly renovated interior, 3 bedrooms and 2 bathrooms, screened-in porches, spacious backyard with room for a pool, one-block proximity to the Peace River, quiet setting, and a extra large paved driveway for your boat or RV. Whether you’re looking for a family home, Florida getaway, or a place to spend winters in the sunshine, 27429 Dutch Ave is ready to enjoy.

27429 Dutch Avenue, Punta Gorda

3401 Palm Drive, Punta Gorda

3401 Palm Drive, Punta Gorda

4 Beds ⋅ 4 Baths ⋅ Aqui Esta SubDv. ⋅ 33950 Zip Code

INVESTMENT OPPORTUNITY IN PUNTA GORDA! This four-unit property offers investors the opportunity to acquire a cash-flowing multifamily asset with 3 of the 4 units currently occupied, providing immediate rental income with additional upside through lease-up of the remaining unit. Whether you're looking to expand your portfolio, generate ongoing income, or position yourself for long-term appreciation, this property offers multiple paths to value creation. Located in Punta Gorda, a growing Southwest Florida community known for its waterfront lifestyle, historic downtown, boating, dining, and convenient access to I-75, the property is well positioned to benefit from continued demand throughout Charlotte County. With three units already occupied, an investor can step into an income-producing property today while having the opportunity to increase overall revenue by filling the vacant unit and optimizing rents over time. Punta Gorda has also continued to see investment and redevelopment activity, adding to the area's long-term appeal for real estate investors. Buy for the cash flow today, while positioning yourself for potential long-term appreciation tomorrow. This is an opportunity to acquire an income-producing multifamily property in an established Southwest Florida market with room to increase income and build equity over time.

3401 Palm Drive, Punta Gorda

3500 Mondovi Court Unit 212, Punta Gorda

3500 Mondovi Court Unit 212, Punta Gorda

3 Beds ⋅ 2 Baths ⋅ Burnt Store Isles SubDv. ⋅ 33950 Zip Code

SAILBOAT WATERFRONT! TURNKEY CONDO! PRIVATE GARAGE! BOAT LIFT! Welcome to Burnt Store Isles in Punta Gorda, where waterfront living meets effortless Florida style. This first-floor, end-unit condominium is offered turnkey and includes a private garage, private dock (#35) and a 10,000-lb. boat lift with water and electric. Inside, the spacious 3-bedroom, 2-bath layout features an open-concept design ideal for everyday living and entertaining. The kitchen offers Corian countertops, breakfast bar and generous pantry storage. The primary suite includes two walk-in closets and a private ensuite with walk-in shower, while two guest bedrooms are positioned at the front of the home alongside the guest bath and convenient interior laundry. Additional highlights include a new A/C (2026), metal roof installed in 2023 and a private one-car garage. Just steps from the community pool and spa, residents can enjoy a cabana and grills, while the dock is only a short walk away. Conveniently located minutes from historic downtown Punta Gorda, waterfront dining, shopping, entertainment and more! Bring your boat, unpack your suitcase, and start enjoying the Florida lifestyle.

3500 Mondovi Court Unit 212, Punta Gorda

43997 Boardwalk Loop Unit 1841, Punta Gorda

43997 Boardwalk Loop Unit 1841, Punta Gorda

2 Beds ⋅ 2 Baths ⋅ Babcock National SubDv. ⋅ 33982 Zip Code

Welcome to your new condo in the highly sought-after, gated community of Babcock National. This stunning 2023-built, top floor corner condo is being offered completely turnkey and showcases some of the best, unobstructed water and golf course views in the entire neighborhood. GOLF MEMBERSHIP INCLUDED! Pull into your covered carport space and take the elevator or stairs up to the top floor where this end-unit offers ultimate privacy and a bright, breezy ambiance. Stepping through the front door, you are greeted by an open floor plan flooded with natural light, featuring impact-resistant windows and doors, soaring volume ceilings, along with sleek tile flooring throughout the main living areas. The chef-inspired kitchen is complete with pristine quartz countertops, a generous breakfast bar island, stainless steel appliances, pendant lighting and a modern glass tile backsplash. This same area flows seamlessly into a formal dining space with a bright bay window and a spacious great room. Slide open the sliding glass doors to your private, screened-in lanai to enjoy panoramic views of the long lake and the the championship golf course. Tucked away on the front half of the home, features a spacious guest bedroom, a pristine full bath, and a luxurious primary suite that boasts a generous walk-in closet and an en-suite bath. Complete with upscale designer furnishings, this move-in-ready residence lets you immediately embrace the ultimate Southwest Florida lifestyle. Just outside of your home and within the community, you have an array of amenities at your fingertips. There's the 18-hole championship golf course, resort-style pool with lap lanes & a spa, tiki bar, pickleball & bocce courts, a state-of-the-art fitness center, tennis center, a clubhouse w/ dining, dog park and more! Not only that but Founder’s Square within Babcock Ranch, regularly hosts food trucks with entertainment, markets, music, etc. Living at Babcock means more than just residing—it's a vibrant lifestyle. Your neighbors are waiting! Come check out what the community and lifestyle is all about!

43997 Boardwalk Loop Unit 1841, Punta Gorda

601 Shreve Street Unit 46B, Punta Gorda

601 Shreve Street Unit 46B, Punta Gorda

2 Beds ⋅ 2 Baths ⋅ Banyon Point SubDv. ⋅ 33950 Zip Code

Banyan Point 2nd floor, END UNIT WITH WATER VIEWS! Existing furniture negotiable! Fabulous *LOCATION* within walking and biking distance to the FARMER'S MARKET AT THE HISTORY PARK, PUNTA GORDA LIBRARY & FISHERMEN'S VILLAGE! Dock your boat in your backyard UP TO 50 FT. OF DOCK SPACE available and can be assigned on a 1st come/1st serve basis (PLENTY OF SPACE IS AVAILABLE)! Great opportunity to own in Banyan Point Condominiums with STABLE and COMPETITIVE HOA fees, this financially sound community boasts reserve funds, allowing for proactive maintenance and ensuring NO ASSESSMENTS are expected in the foreseeable future (per property manager). Plus, the condo features a NEW ROOF & NEW CARPORTS. Inside, the condo features an open & spacious, split bedroom floor plan with UPDATED KITCHEN INCLUDING STAINLESS STEEL APPLIANCES, AMPLE CABINETRY, RECESSED LIGHTING AND BREAKFAST BAR! The great room opens to a tiled lanai facing the water! HURRICANE SHUTTERS ON LANAI give you peace of mind and protection from rain. There is a screened storm door at the entrance of this condo for added light and for letting the breeze in when you have your lanai doors open.Your primary suite is king sized with a huge WALK IN CLOSET and private access to the lanai and private patio through sliding glass doors. Your primary suite also features a built-in desk/vanity or office space & private master bath with his & hers sinks, walk-in shower & separate bath with shower! Other amenities include a laundry closet with a full size washer & dryer, shelves plus additional storage closets. The guest suite has an additional spacious bedroom with bathroom (shower/tub combo). This condo comes w/one assigned COVERED PARKING SPOT and tons of guest parking. COMMUNITY AMENITIES INCLUDE AN IN GROUND HEATED POOL, clubhouse/office & park-like setting including the infamous banyan tree. Banyan Point is centrally located & is walking distance to Historic downtown Punta Gorda, the new library, the PGICA building, History Park FARMERS MARKET, Fishermen's Village & Gilchrist Park plus the Harborwalk trails. CALL TODAY FOR A PRIVATE SHOWING! BE SURE TO CLICK THE FULL VIRTUAL TOUR LINKS FOR DETAILS!

601 Shreve Street Unit 46B, Punta Gorda

6619 Orange Blossom Lane, Punta Gorda

6619 Orange Blossom Lane, Punta Gorda

2 Beds ⋅ 2 Baths ⋅ Villa Triangulo SubDv. ⋅ 33982 Zip Code

Discover affordable Florida living at its best with zero HOA restrictions. This competitively priced 1983 single-wide mobile home features a vast oversized lot, providing plenty of room for privacy, outdoor activities, and dedicated parking for an RV, boat, or airboat. You can rest easy knowing major mechanicals have been recently upgraded, including a newly installed roof, a 2021 HVAC system, and a 2022 water heater. Nestled in a peaceful neighborhood right outside Punta Gorda, the location puts you within quick reach of local dining, retail, beaches, and the renowned fishing waters of Charlotte Harbor. Having already established itself as a reliable income generator, this versatile property is ideally suited as an investment property, winter getaway, or primary home.

6619 Orange Blossom Lane, Punta Gorda

1437 Coral Ridge Drive, Punta Gorda

1437 Coral Ridge Drive, Punta Gorda

3 Beds ⋅ 1 Baths ⋅ Pettit Park SubDv. ⋅ 33950 Zip Code

Welcome home to this charming bungalow, a 3-bedroom residence nestled in the established Pettit Park neighborhood of Punta Gorda with no deed restrictions, BRING YOUR TOYS! Boating, RV, there is room for it all! Situated on a generously oversized corner lot with a north-facing frontage, this single-story home offers simplified living. Inside, you’ll find a comfortable living area, a dedicated laundry area, and a kitchen equipped with essential appliances, making everyday living easy and efficient. All three bedrooms feature built-in closets, and durable tile and concrete flooring throughout ensures low-maintenance living. The home’s block exterior and lot size as well as interior layout lend to its charm and practicality, while the convenient location places you just minutes from downtown Punta Gorda, shopping, dining, and waterfront activities. Whether you’re looking for a primary residence, seasonal retreat, or investment opportunity, this home offers solid value and timeless Florida appeal. Schedule you showing today!

1437 Coral Ridge Drive, Punta Gorda

214 W Grace Street, Punta Gorda

214 W Grace Street, Punta Gorda

4 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33950 Zip Code

Completely remodeled and move-in ready! This beautifully updated Punta Gorda home features a fresh, modern feel throughout, with thoughtful renovations and stylish finishes. Enjoy a bright and inviting layout, updated living spaces, and a newly replaced roof. Located in a desirable Punta Gorda area, this home offers the perfect blend of comfort, convenience, and charm! A wonderful opportunity for a buyer looking for a home that has been completely remodeled and is ready to enjoy!!!! Plenty of space to expand!! No HOA. Minutes to Downtown Punta Gorda, Marinas, Restaurants and Shops.

214 W Grace Street, Punta Gorda

14009 Black Beauty Drive Unit 211, Punta Gorda

14009 Black Beauty Drive Unit 211, Punta Gorda

3 Beds ⋅ 2 Baths ⋅ Heritage Landing Golf And Country Club SubDv. ⋅ 33955 Zip Code

Golf membership included. This first-floor coach home in Heritage Landing Golf & Country Club comes with a bundled golf membership, so you can play from day one. It overlooks the water and the 17th fairway, with west-facing sunset views from the screened lanai, which has two ceiling fans and a privacy wall. The 1,917 sq ft split plan has 3 bedrooms and 2 baths, a formal dining room, and a kitchen with granite counters, a breakfast bar, and a dinette. The owner's suite has a walk-in closet, dual sinks, a garden tub, and a separate shower. The kitchen appliances, water heater, & HVAC, were all replaced in 2021. New flooring in 2026. There's also an attached 2-car garage and ample storage. A satellite pool sits steps away on Black Beauty Dr. The guard-gated community offers an 18-hole Gordon Lewis course, a driving range and practice areas, a pro shop, tennis and pickleball, a fitness center with spa, and a resort-style pool with tiki bar.

14009 Black Beauty Drive Unit 211, Punta Gorda

267 Barcelona Street, Punta Gorda

267 Barcelona Street, Punta Gorda

3 Beds ⋅ 2 Baths ⋅ Deep Creek SubDv. ⋅ 33983 Zip Code

Welcome to 267 Barcelona Street in Punta Gorda, a Florida home where many of the big-ticket updates have already been taken care of. Major improvements include a NEW ROOF with moisture barrier in 2023, A/C replaced in 2022, IMPACT doors and windows in 2023, a 2023 water heater, and the home was re-plumbed in 2024. Inside, the kitchen was refreshed in 2024 with new cabinetry, granite countertops, vinyl plank flooring and new baseboards, while the guest bathroom was updated in 2023. The dishwasher was replaced in 2021, washer in 2022 and dryer in 2025. Outside, the home received fresh exterior paint in 2023 along with a painted pool deck. The pool has continued to receive attention as well, with a new pool heater added in 2025 and a new pool pump in 2026. Additional improvements include gutters, tree removal and trimming, and a newer screen door. With substantial updates completed throughout the past several years, this home offers the next owner the opportunity to spend more time enjoying the Punta Gorda lifestyle and less time working through a list of major projects. All that and it's pretty too!! Take a 3D walk thru! https://www.zillow.com/view-imx/b606cafc-a1ab-4b94-b4e2-d48249482a62?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

267 Barcelona Street, Punta Gorda

2903 Roma Court, Punta Gorda

2903 Roma Court, Punta Gorda

3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code

Various photos have been staged. Peaceful Cul-de-Sac Living in Punta Gorda Isles with a Park-Like Setting Tucked away on a quiet cul-de-sac, this 3-bedroom, 2-bath home with a 2-car garage sits on an oversized lot backing to a large green belt, perfect for morning walks, pets, or simply watching the local wildlife. With open space on both sides and an expansive park-like backdrop, you'll feel the privacy the moment you arrive. A welcoming paver driveway and entry lead to a one-of-a-kind paver bench, made for relaxed "front porch sitting." Inside, 20" tile flows through the living room, kitchen, and dining area. The updated kitchen features granite countertops, a tile backsplash, stainless steel appliances, a convection oven, and a double sink with reverse osmosis water. Outdoor living is the highlight. The dining area, bedroom 2, and primary bedroom all open through sliding glass doors to a tiled, air-conditioned four-season lanai. Double 12' sliders lead to the private, screened pool surrounded by pavers. The primary suite offers wood laminate flooring, a walk-in closet, and an updated ensuite bath with a tiled glass-enclosed shower with dual shower heads and double sinks. The main bath features a tub/shower with glass surround and tile. Practical touches include an inside laundry area with full-size stacked washer and dryer and a soaking sink, plus an epoxy-floored 2-car garage with pull-down attic access for extra storage. Major updates: A/C (2023), flat tile roof (2024), and hot water heater (2026). Peaceful, private, and move-in ready, this is a home you'll enjoy for years to come. Call today to schedule your private showing!

2903 Roma Court, Punta Gorda

27029 Sumatra Drive, Punta Gorda

27029 Sumatra Drive, Punta Gorda

2 Beds ⋅ 2 Baths ⋅ Tropical Gulf Acres SubDv. ⋅ 33955 Zip Code

Virtually Staged. Manufactured 2 bed 2 bath. Very cute corner lot. High and Dry. Just co'd. Concrete parking. Property is being sold below appraisal ...

27029 Sumatra Drive, Punta Gorda

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