Punta Gorda Homes under $250,000

Punta Gorda Homes under $250,000

Welcome to Punta Gorda, Florida – a hidden gem nestled in Charlotte County, where charming historic architecture meets the serene beauty of waterfront living. Known for its picturesque canals and vibrant community spirit, Punta Gorda is the perfect destination for those seeking a laid-back lifestyle infused with a touch of coastal elegance.

This quaint city, with its rich history and stunning natural surroundings, offers a variety of recreational activities. Enjoy leisurely strolls along the scenic waterfront, explore the lush parks, or indulge in some of the best fishing and boating experiences in Southwest Florida. The vibrant downtown area is filled with delightful shops, restaurants, and art galleries, making it a hub of local culture and community events.

For those looking to call Punta Gorda home, you'll be pleased to discover an array of charming properties available for under $250,000. Whether you're a first-time homebuyer, a retiree, or simply looking for a vacation retreat, Punta Gorda's real estate market has something for everyone. From cozy single-family homes to inviting condos, these affordable options allow you to embrace the Florida lifestyle without breaking the bank.

Imagine waking up to the gentle sounds of nature, with the sun rising over the tranquil waters. In Punta Gorda, you can enjoy the best of both worlds – a peaceful residential setting with easy access to modern amenities. Don't miss your chance to find your dream home in this idyllic coastal community, where exceptional living meets affordability. Come explore Punta Gorda today, and discover why so many are proud to call this charming city home!

Newest Punta Gorda Homes under $250,000

2060 Willow Hammock Circle Unit 301, Punta Gorda
$180,000
3 Beds ⋅ 2 Baths ⋅ Heritage Lake Park SubDv. ⋅ 33983 Zip Code
Beautiful TOP-FLOOR CORNER UNIT offering 3 bedrooms, 2 bathrooms, gorgeous water views, and an abundance of natural light! This partly furnished home enjoys an exceptional corner location with additional windows along the side, providing beautiful views of both the water and lush tropical landscaping. The building itself was freshly painted a soft yellow in 2026, creating a bright and welcoming exterior. A large breezeway and custom tilework along the hallway flooring add even more character as you approach the unit. Step inside to a bright, spacious interior featuring fresh paint, crown molding, generous room sizes, and LOTS of closet and storage space. The large kitchen offers an abundance of solid dark wood cabinetry and plenty of workspace, complemented by a 2026 refrigerator, new kitchen faucet, and beautiful new gold cabinet hardware. The combination of the rich wood cabinetry and updated finishes gives the kitchen a warm, upscale feel. Major updates provide added peace of mind, including a NEW HVAC system installed in July 2026 and a NEW water heater installed in July 2026. Additional 2026 improvements include updated light fixtures and ceiling fans with remote controls. The seller also has a home inspection report from May 2026 available for review. Enjoy the convenience of assigned covered parking along with elevator access to the top floor. The corner-unit setting, additional windows, water views, beautiful landscaping, and spacious interior make this home especially inviting. Located within a gated community and nesting bird sanctuary, residents enjoy a peaceful setting along with a centrally located amenities area featuring a heated swimming pool, clubhouse, fitness center, pickleball courts, and tennis courts. Whether relaxing at home and enjoying the views or taking advantage of the community amenities, this 3-bedroom, 2-bath top-floor corner unit offers a wonderful Florida lifestyle. Schedule your private showing and see everything this beautiful home and community have to offer!

2060 Willow Hammock Circle Unit 301, Punta Gorda
1333 Mediterranean Drive Unit B109, Punta Gorda
$195,000
2 Beds ⋅ 2 Baths ⋅ Driftwood SubDv. ⋅ 33950 Zip Code
Welcome to 1333 Mediterranean Drive, Unit B109, a FIRST-FLOOR 2-bedroom, 2-bathroom condo located in the Driftwood community of Punta Gorda. Offering a functional SPLIT-BEDROOM FLOOR PLAN, this condo provides comfortable living with added privacy between the primary and guest bedrooms. The primary bedroom features DUAL CLOSETS, including a WALK-IN CLOSET, along with a private en suite bathroom. The guest bedroom is located on the opposite side of the unit with convenient access to the second full bathroom. A LARGE LANAI extends the living space outdoors and provides a comfortable spot to relax and enjoy the Florida lifestyle. Driftwood offers community amenities including a COMMUNITY POOL, approximately 250 FEET OF WATERFRONT, and DOCKS AVAILABLE FOR RESIDENT USE. Conveniently located in Punta Gorda with easy access to shopping, dining, waterfront parks, and everything the area has to offer. A great opportunity for those looking for low-maintenance condo living in a waterfront community!

1333 Mediterranean Drive Unit B109, Punta Gorda
43050 Greenway Boulevard Unit 645, Punta Gorda
$243,500
2 Beds ⋅ 2 Baths ⋅ Babcock National SubDv. ⋅ 33982 Zip Code
Experience luxury golf-course living in this beautifully upgraded 2-bedroom, 2-bathroom condo located in the highly sought-after Babcock National Golf & Country Club in Punta Gorda. Ideally situated along the 10th hole, this stunning residence combines modern upgrades, picturesque waterfront views, and an exceptional resort-style lifestyle. The open-concept floor plan creates a seamless flow between the spacious living and dining areas, perfect for entertaining or relaxing in style. Premium upgrades throughout and elegant ceramic tile flooring in every room provide a fresh, contemporary feel with the convenience of low-maintenance living. The beautifully appointed kitchen and stylish finishes add to the home’s inviting atmosphere. Step onto your private outdoor space and enjoy tranquil waterfront and golf course surroundings—a perfect setting for morning coffee, afternoon relaxation, or evening sunsets. The thoughtfully designed split-bedroom layout offers privacy and comfort for both owners and guests. Beyond the condo, enjoy a vibrant country club lifestyle with amenities and activities for every interest. Take advantage of the premium golf package, challenge friends to a game of pickleball or tennis, or connect with neighbors through the community’s variety of social clubs and activities. Whether you prefer an active day on the courts, time on the golf course, or a relaxing afternoon enjoying the community atmosphere, there is something for everyone. Property Highlights - 2 bedrooms | 2 full bathrooms - Prime location overlooking the 10th hole - Beautiful waterfront views - Premium upgrades throughout - Open-concept living and dining areas - Ceramic tile flooring throughout - Private outdoor living space - Premium golf package included - Access to golf, pickleball, and tennis - Variety of social clubs and community activities - Resort-style amenities in the desirable Babcock National community - Move-in-ready, low-maintenance Florida living Combining modern elegance, scenic views, and an active resort-style atmosphere, this exceptional condo offers an opportunity to enjoy the best of the Southwest Florida lifestyle. Whether you're looking for a full-time home, a seasonal escape, or a golf enthusiast’s retreat, this beautifully upgraded residence is ready to welcome you.

43050 Greenway Boulevard Unit 645, Punta Gorda
2060 Willow Hammock Circle Unit 207, Punta Gorda
$157,000
2 Beds ⋅ 2 Baths ⋅ Heritage Lake Park SubDv. ⋅ 33983 Zip Code
TURNKEY + NEW FLOORING + SCREENED LANAI + GATED COMMUNITY + HEATED SALTWATER POOL! Welcome to 2060 Willow Hammock Circle, Building D, Unit #207, a beautifully maintained 2-bedroom, 2-bathroom SECOND-FLOOR CONDO located in the desirable Heritage Lake Park community of Deep Creek in Punta Gorda. Offered COMPLETELY TURNKEY, this condo combines a comfortable, open layout with peaceful surroundings and resort-style community amenities. Step inside to a bright and inviting interior featuring NEW FLOORING THROUGHOUT and a thoughtfully designed SPLIT-BEDROOM FLOOR PLAN that provides added privacy between the primary and guest suites. The OPEN-CONCEPT living and dining areas create an easy flow for everyday living and entertaining. A LARGE SLIDING GLASS DOOR off the living area opens to the SCREENED LANAI, extending the living space outdoors and providing a peaceful spot for morning coffee, an afternoon book, or simply enjoying the Florida weather. The WELL-SIZED KITCHEN offers plenty of COUNTER SPACE AND CABINETRY for meal prep and storage, along with a LARGE PANTRY and NEW DISHWASHER. Its open connection to the main living areas keeps the space functional and inviting. The PRIMARY BEDROOM is generously sized and features a LARGE WALK-IN CLOSET along with its own private EN SUITE BATHROOM. On the opposite side of the condo, the second bedroom and full guest bathroom provide a comfortable setup for visiting family and friends. Best of all, the condo is being offered COMPLETELY TURNKEY, allowing you to settle in and begin enjoying your Southwest Florida lifestyle from day one. Heritage Lake Park is a beautifully maintained GATED COMMUNITY known for its peaceful setting and impressive amenities. Residents enjoy a HEATED SALTWATER COMMUNITY POOL, LARGE CLUBHOUSE, and FITNESS CENTER, providing plenty of opportunities to relax, stay active, and connect with neighbors. Tucked away in a QUIET COMMUNITY while remaining conveniently close to shopping, dining, everyday necessities, and everything Punta Gorda and the surrounding area have to offer, this location provides the best of both worlds. TURNKEY, UPDATED, GATED, AND READY TO ENJOY—Unit #207 offers an easygoing Florida lifestyle in one of Deep Creek's desirable condo communities.

2060 Willow Hammock Circle Unit 207, Punta Gorda
319 Monaco Drive Unit 8, Punta Gorda
$249,900
3 Beds ⋅ 2 Baths ⋅ Burnt Store Isles SubDv. ⋅ 33950 Zip Code
WELCOME TO VILLA GRANDE AT BURNT STORE ISLES! This spacious 3-bedroom, 2-bath villa offers a bright, open floor plan, numerous updates, and low-maintenance Florida living. Major improvements include a TILE ROOF approximately 2 years old and an A/C SYSTEM approximately 5 years old. Step inside to soaring vaulted ceilings throughout the main living areas and an open layout offering plenty of flexibility for everyday living and entertaining. The generous 26’x14’ living room provides ample space for comfortable furnishings and a formal dining area if desired. Luxury Vinyl Plank flooring extends throughout all three bedrooms and closets. The kitchen offers abundant storage with tall refreshed cabinetry, Corian countertops, a tiled backsplash, recessed lighting, and a generous pantry closet. Additional updates include a newer dishwasher and garbage disposal, along with a replaced icemaker in the freezer. A Reverse Osmosis drinking water faucet provides added convenience. Just off the kitchen is the indoor laundry room, which also provides access to the garage and includes a utility sink, washer and dryer, cabinetry, and additional storage. From the main living area, step out to the screened lanai featuring tile flooring, updated screening, and a remote-controlled ceiling fan—an inviting space for relaxing, dining, or enjoying the Southwest Florida lifestyle. The spacious primary suite features an accent wall, remote-controlled ceiling fan, and a large walk-in closet with Luxury Vinyl Plank flooring. The en-suite bathroom features double vanities with granite countertops, updated sinks and fixtures, a linen closet, and a large walk-in shower. The second bedroom is conveniently located off the main living area and features pocketing double doors, a vaulted ceiling, and Luxury Vinyl Plank flooring. Its flexible design makes it ideal as a bedroom, den, home office, or formal dining room. The third bedroom also features Luxury Vinyl Plank flooring, a ceiling fan, and a generous walk-in closet. The guest bathroom, conveniently positioned between the guest bedrooms, has also been updated with a granite vanity top, sink, and fixtures. Additional features include a whole-house water filtration/softener system, Reverse Osmosis drinking water system in the kitchen, newer water heater, dishwasher and garbage disposal, and hurricane shutters. The garage features a coated floor, updated garage door springs, remote opener, and keypad. The interior is finished in soft coastal-inspired colors and has been well maintained and thoughtfully updated. ALL FURNISHINGS ARE AVAILABLE SEPARATELY making this an excellent option for buyers looking for an easy transition into a seasonal or second home. Enjoy low-maintenance living with the HOA maintaining the exterior and community grounds, along with access to the heated saltwater community pool. Conveniently located near shopping, dining, area boat ramps, golf courses, and the beautiful Gulf beaches, this Villa Grande residence is ready for its next owner to enjoy the Southwest Florida lifestyle!

319 Monaco Drive Unit 8, Punta Gorda
1640 Atares Drive Unit 16, Punta Gorda
$250,000
2 Beds ⋅ 2 Baths ⋅ Golf Course Villas SubDv. ⋅ 33950 Zip Code
The Golf Course Villas are a hidden gem, tucked away at the end of Atares in a cul-de-sac neighborhood surrounded by St. Andrews Golf Course with beautiful water & golf course views... not to mention the sunsets. This 3 bedroom, 2 bath home has a two car garage, tons of storage, walk in closets, outdoor living space, NEW AC IN 2024, and the list goes on. This community has never flooded. The villa buildings were freshly painted in 2025 & re-roofed in 2024, making it the perfect maintenance-free home near downtown Punta Gorda with easy access to 41 and I75, all Southwest Florida airports, medical facilities, spring training events, restaurants, water sports and beaches. Whether you're a golf enthusiast or simply seeking a serene retreat in Southwest Florida, this villa offers the best of both worlds. This one is a must-see.

1640 Atares Drive Unit 16, Punta Gorda
6800 Golf Course Boulevard Unit P12, Punta Gorda
$185,000
1 Beds ⋅ 1 Baths ⋅ Punta Gorda SubDv. ⋅ 33982 Zip Code
Welcome to Water’s Edge Cooperative, a resident-owned 55+ community in Punta Gorda. This 2013 Chariot Eagle park model offers 1 bedroom and 1 bathroom and sits on an oversized private site. Step inside to a bright, inviting open-concept floor plan featuring bay windows, luxury vinyl flooring, and new 2023 roof. The spacious exterior deck provides the perfect spot to relax, enjoy the Florida sunshine, and entertain guests. Water’s Edge offers a relaxed Florida lifestyle with a private lake, pool and spa, clubhouse, fishing, dog park, and a variety of seasonal activities and social events. Conveniently located near downtown Punta Gorda, shopping, dining, medical facilities, outdoor recreation, and Punta Gorda Airport. Whether you’re looking for a seasonal escape, winter retreat, or a place to enjoy the Florida lifestyle, this property offers the perfect opportunity to make your own piece of Water’s Edge your home away from home. Come see for yourself and imagine your next chapter in sunny Punta Gorda!

6800 Golf Course Boulevard Unit P12, Punta Gorda
175 Kings Highway Unit A6 (aka #416), Punta Gorda
$100,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33983 Zip Code
Delightful FIRST FLOOR 2 Bedroom, 2 Bathroom condo unit at NEWPORT CONDOMINIUMS. This vacant unit is ready for you to move right in! This unit offers an open and split bedroom floor plan with Great Room, well equipped Kitchen, laundry closet with front loading washer and dryer and 14x8 screened porch with vinyl windows. The Kitchen features a breakfast bar, double sink and good counter and cabinet space and appliances include oven/range, dishwasher, disposal, built in microwave, refrigerator. The great room opens to the screened porch via sliding glass doors. The master bedroom suite features lanai access, a walk in closet and private bathroom with walk in shower. There is a generous sized guest bedroom with double closet and the guest bathroom has a tub/shower combination. A/C 3 years old, Washer and Dryer 2025....Hot Water Heater Feb 2026.....Luxury Vinyl Flooring. This is a wonderful community offering a large heated community pool, tennis courts, shuffleboard, grill area, clubhouse and more. The location is wonderful - minutes from Golf, shopping, dining, entertainment, I-75.

175 Kings Highway Unit A6 (aka #416), Punta Gorda
14051 Heritage Landing Boulevard Unit 542, Punta Gorda
$239,000
2 Beds ⋅ 2 Baths ⋅ Heritage Landing SubDv. ⋅ 33955 Zip Code
DO YOU ALREADY HAVE A HOME BUT WANT GOLF MEMBERSHIP? Here's your answer! Start enjoying your new golf membership while your new rental property starts earning income from day one! This rarely available top-floor Birkdale condominium at 14051 Heritage Landing Blvd #542 comes with golf membership and a lease already in place, allowing you to retain the membership for yourself while collecting rental income from closing. That's right! You don’t have to move in to become part of life at Heritage Landing Golf & Country Club in Punta Gorda, Florida. And there’s plenty to look forward to here. From the top floor, the view opens across the lake and the 11th fairway and green, framed by a preserve in the distance, with even a glimpse of Charlotte Harbor beyond. Watch golfers line up their putts, spot wildlife in the landscape, and take in the changing colors as the sun goes down. The setting feels quiet and private, and the sunsets give you a reason to slow down at the end of the day. Inside, the top-floor location makes the ceilings feel taller, while crown molding, tile laid on the diagonal, and designer lighting add character throughout. The kitchen pairs white shaker cabinets with granite counters and stainless steel appliances for a classic look that’s easy to make your own. A deeded storage closet gives you room for the extras, and a deeded parking space and plentiful overflow parking make coming and going easy. Just steps away, the community satellite pool is close enough for a quick swim or a leisurely afternoon. Of course, golf is a big part of the story. Your included membership gives you access to the 18-hole championship course redesigned by Gordon G. Lewis, with paspalum fairways and a layout that keeps each round interesting. Ranked #2 in Florida and #11 in the U.S. on GolfPass’s 2023 Golfers’ Choice list, the course is a source of community pride. Heritage Landing also earned ICON Management’s 2023 Facility of the Year. After a round, lunch with friends at the poolside café and full bar can easily turn into an afternoon beside the palm-lined, zero-entry resort pool with lap lanes. Four satellite pools offer quieter places to unwind, while fine and casual dining at the clubhouse make it easy to stay close to home for the evening. There’s a fitness center and separate aerobics studio for workouts and classes, along with a full-service spa when a massage or skincare treatment sounds more appealing. Do you love racquet sports? Or maybe looking to get started? Pickleball is especially active here, with six dedicated courts and a welcoming program for all levels, from beginners taking lessons to regular players enjoying open play, clinics, and social tournaments. Six Har-Tru tennis courts and two bocce courts offer even more ways to spend time outside. A full-time activities director keeps the calendar filled with community gatherings, fitness programs, golf leagues, and seasonal celebrations, giving you plenty of opportunities to meet people and find your favorite routines. Beyond the 24-hour guard-gated entrance, downtown Punta Gorda’s waterfront restaurants and shops, Burnt Store Marina, Punta Gorda Airport, and the PicklePlex are within easy reach. Enjoy the golf and get to know the community now, with rental income already in place and a Florida home with a remarkable view to call your own. This one won't last! Schedule your personal showing appointment today!

14051 Heritage Landing Boulevard Unit 542, Punta Gorda
26330 Rampart Boulevard Unit 703 C, Punta Gorda
$155,000
2 Beds ⋅ 3 Baths ⋅ Lake Rio Townhomes SubDv. ⋅ 33983 Zip Code
Opportunity to make this two-bedroom, two-and-a-half-bath townhouse your own. Offering approximately 1,078 square feet of living space, the home features a functional two-story layout with a guest half bath and laundry closet on the first floor and two bedrooms upstairs, each with its own private bath. The first floor opens to a screened outdoor living area overlooking the lake, while the second floor includes an open balcony with lake views. The upstairs balcony will require some attention, offering the opportunity for the next owner to restore and refresh the space. With some TLC and updating, this home has the potential to recapture its charm and become a comfortable year-round residence or seasonal retreat. The community features a pool and is conveniently located near shopping, dining, banking, golf, and everyday conveniences. Easy access to I-75 and US-41 provides convenient connections to downtown Punta Gorda, Charlotte Harbor, boating, fishing, area beaches, and other Southwest Florida attractions. The property is being sold as-is with the right to inspect. Schedule your showing today and explore all this home has to offer. All information is deemed reliable but not guaranteed. This property is a HUD-owned property and is being sold as is. FHA Case # 095-657496 IN (Insured Escrow) $100 Down Eligible. Sold AS IS. See docs for disclosure. Information is not guaranteed. Equal Housing Opportunity. The buyer pays all transfer fees, doc stamps, and title insurance. The buyer is responsible for utilities during inspections. All utilities are off show only during daylight hours. Square footage is calculated by the appraiser. *** Owner Occupants, Nonprofits, and Government Agencies Only First Bidding Period ***

26330 Rampart Boulevard Unit 703 C, Punta Gorda
15465 Green Acres Avenue Unit 2518, Punta Gorda
$249,000
2 Beds ⋅ 2 Baths ⋅ Babcock Ranch SubDv. ⋅ 33982 Zip Code
Beautiful, BRAND-NEW and never lived in! Discover effortless Florida living in this sought-after FIRST-FLOOR Arabella model with a ONE-CAR GARAGE in Webb’s Reserve at Babcock Ranch. As the lowest-priced social membership only Arabella available, this spotless condominium offers exceptional value! Enjoy the convenience of a private one-car garage and your own FRONT and BACK PORCHES, perfect for morning coffee, relaxing evenings, and taking in the beautiful views. Inside, tile flooring flows throughout the entire home with NO CARPET, while the modern kitchen features gorgeous white quartz countertops and a full appliance package. Pristine finishes and a fresh, never-occupied interior make this home truly move-in ready. Experience the resort lifestyle of Webb’s Reserve, a private golf community featuring a Nicklaus-designed championship golf course, resort-style pool and spa, modern fitness center, covered pickleball courts, tennis courts, scenic walking paths, and a clubhouse with dining and social events. A beautiful two-story outdoor restaurant overlooking the golf course adds to the community’s appeal. Whether you’re looking for a year-round residence or a seasonal retreat, this beautiful condo is your opportunity to enjoy the Babcock Ranch lifestyle. Schedule your private showing today! Enjoy living in Babcock Ranch, America's first entirely solar-powered town, with access to multiple community pools and 100 miles of nature trails. Come enjoy the convenience living just a golf cart ride away from, farmer's markets, Concerts, gym, spa, grocery stores, health care, shopping and so much to do with hundreds of clubs and activities planned every month. Babcock Ranch is a top master planned community and was featured on CNN and 60 Min for not losing any power or internet after hurricane Ian made a direct hit .Beautiful parks and amenities let you experience SW Florida at its finest! Come live a better life at Babcock Ranch!

15465 Green Acres Avenue Unit 2518, Punta Gorda
14191 Heritage Landing Boulevard Unit 1244, Punta Gorda
$249,900
2 Beds ⋅ 2 Baths ⋅ Heritage Landing Golf And Country Club SubDv. ⋅ 33955 Zip Code
COASTAL CHIC meets Florida resort living in this beautifully upgraded TOP-FLOOR ARBOR condo in Heritage Landing Golf & Country Club in Punta Gorda. Being sold TURNKEY and including a SOCIAL MEMBERSHIP, this thoughtfully designed 2-bedroom, 2-bath residence is move-in ready and filled with stylish touches that give it a fresh coastal feel. The kitchen features a distinctive CHEVRON-PATTERN TILE BACKSPLASH, while SHIPLAP accents around the islands add character and texture to the open living space. A shiplap accent wall continues the coastal style into the second bedroom, and smart storage has been added to the laundry area to maximize functionality. Step onto the screened lanai with NO-SEE-UM SCREENS and take in the peaceful setting with expansive PRESERVE VIEWS stretching for miles, with Charlotte Harbor visible in the distance and SPECTACULAR SOUTHWEST FLORIDA SUNSETS creating a beautiful backdrop each evening. The top-floor location adds to the sense of privacy and tranquility with no neighbors above. Impact-resistant windows and doors provide added peace of mind, while a covered carport and exterior storage closet add everyday convenience. This maintenance-free condo is also LOCATED NEARBY ONE OF HERITAGE LANDING'S COMMUNITY POOLS, making it easy to enjoy a refreshing swim close to home. The SOCIAL MEMBERSHIP provides access to Heritage Landing's impressive resort-style amenities, including the resort pool, clubhouse dining, fitness center, full-service spa, tennis, pickleball, bocce and more, along with the opportunity for ability to golf during the off-season access period. Located in Punta Gorda along the growing Burnt Store Road corridor, you'll enjoy convenient access to boating, fishing, waterfront dining and shopping. Punta Gorda is a Southwest Florida harbor town known for its waterfront lifestyle and spectacular sunsets, ideally positioned between Sarasota and Naples with convenient access to Punta Gorda Airport and Southwest Florida International Airport. This TURNKEY TOP-FLOOR RETREAT combines peaceful preserve views, beautiful sunsets and resort-style living—arrive, unpack and start enjoying the Southwest Florida lifestyle from day one.

14191 Heritage Landing Boulevard Unit 1244, Punta Gorda
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