Mar 26 2018 51229 1
Good To Know:
Fact of the Day: Did you know that a 100-year flood doesn't mean a flood that happens only every 100 years? It actually refers to an event (flood or storm) that has a 1% chance of occurring in a year. Every area has their own 100-year flood event. Scientists take that event, estimate what the water height would be, and then designate that height as the building's base flood elevation (BFE). Scientists then determine the building's lowest finished floor elevation (FFE). If the building's BFE is greater than the FFE, then the building runs a risk greater than 1% of flooding. This is part of what the Federal Emergency Management Agency (FEMA) is using to determine if your home needs flood insurance. Therefore, for some people, the lender may require flood insurance in addition to homeowner's insurance. This might be something to consider when house hunting. Is the home you're looking at located in a flood zone?
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