Laura Gomoll's Blog Posts

How Much Can I Be Approved For

How much can I be approved for?Based on your individual financial standings, the lender will use guidelines to make sure your housing and debt payments will not exceed your income. Housing

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How Much Can I Afford

How Much Can I Afford?Lenders will consider your credit history, monthly gross (pre-tax) income and down payment. By taking into account the current interest rate, a lender can give you an estimate

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How Do I Qualify For A Mortgage

How Do I Qualify?Generally, lenders use the same criteria when approving mortgages. Your past credit history is important becasue it indicates your willingness and ability to repay the loan

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What Does A Mortgage Payment Include

What Does a Mortgage Payment Include?Typically a monthly mortgage payment is made up of these four parts:1. Principal ~ the amount in the monthly payment that reduces the original amount borrowed.

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The Basics

What is a Mortgage?A mortgage is a loan that is secured by the property. In return for giving you funds for the purchase, the lender will ask for a guarantee from you to pay back the funds over a

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Why You Should Buy

1.  A home has historically been a primary means of building wealth.2. As you pay down your mortgage principal you can accumulate equity. Equity is the value of your home minus all of the

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Your Guide To Home Sweet Home

Buying a home is the single largest purchase most people make. At Harmony Realty Group, we understand how important home ownership is to you. That's why we've put together several helpful blogs

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Understanding The Benefits Of Mortgage PreApproval

Getting a pre-approval is the first step in the Home Buyer Process.If  you are ready to start your journey to home ownership contact me for a referral to an awesome mortgage loan officerLaura L

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Dec 3 2017 48092 1

From the desk of Laura Gomoll RealtorĀ® & Auctioneer.As the year winds down and we get ready for celebrating with our families and welcoming in the New Year, I thought I would reflect on the year

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